Current I Bond Rates October 2025. Through the end of april 2025, i bonds were offering an interest rate of 5.27% (1.3% fixed and 3.97% variable). The current composite rate is 5.27% annualized for six months for purchases through april 2025.
It applies for the first six months for bonds issued from may 2025 through october. This rate is nearly a percentage point lower than the previous rate.
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Savings I Bonds Bought From May 1, 2025 Through October 31, 2025 Will Have A Fixed Rate Of 1.30%, For A Total Composite Rate Of 4.28% For The First 6 Months.
The current fixed rate is:
The Us Treasury Will Announce A New Series I Bond Fixed Rate On May 1 2025.
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I Think The New Fixed Rate Will Be.
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Treasury Announced This Week That I Bonds Purchased Between November 2025 And May 2025 Will Earn 5.27% For The First Six.